Mercury is banking engineered for startups!*

Built to help startups scale quicker and easier for FREE!

Customers get checking and savings accounts, physical and virtual debit and credit cards, fee-free domestic and international USD wires, currency exchange, $5M FDIC insurance, and much more!

No minimum balance or monthly fees. Founders can apply in minutes from nearly anywhere, with nothing but a laptop needed to get started — and no SSN or U.S. residential address required.

*Mercury is a financial technology company, not a bank. All banking services provided by Choice Financial Group and Evolve Bank & Trust®; Members FDIC.

Why work with us

• Intuitive Payments. Send money with three clicks by wire, check, or ACH.
• Searchable Transactions. Find any transaction you’ve ever made in seconds.
• Company Analytics. See where you’re making and spending money in real time.
• Sharp Security. Keep secure with fluent 2-factor authentication and full activity logs.
• User Permissions.Control what features employees can access.
• Tactical Integrations. Connect to Gusto, Stripe, Quickbooks, and other tools in your financial stack.
• API Access. Make payments programmatically, power your own admin dashboards, automate reconciliation, and more.